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Let me say this loudly, loyalty doesn’t necessarily pay anymore. Not with lenders (banks) anyway. They’re busy acquiring new clients, delivering dividends to shareholders… and they know that we Aussies like to stick with the brands we know.  Banks can be guilty of taking their current clients for granted. You may have a long term

The Reserve Bank of Australia (RBA) today increased the cash rate for the seventh month in a row. The cash rate increased from 2.6% to 2.85%. Australians are feeling the pinch as interest rates rise across the board. Whether paying off a mortgage or saving to purchase property, the cost to service a loan is

With property prices falling and interest rates rising, you might be wondering if now is a good time to buy an investment property. Ray White chief economist Nerida Conisbee said there were six questions to ask yourself as part of the decision-making process. 1. Can you get a home loan? Your ability to qualify for

Buying a home is a significant moment in life. Yes, it is thrilling, but it can be easy to get caught up in the rush of it all. We’ve listed some of the common mistakes first home buyers make.  1. Not giving it enough time It takes time and effort when looking to buy your

Following its meeting today, the Reserve Bank of Australia (RBA) chose to hold the cash rate at 4.1%. This is the third month in a row the Bank chose to hold the cash rate following positive signs in inflationary data. With the cash rate currently four percentage points higher than it was at the beginning

Worsening extreme weather is leading to a rapid increase in insurance premiums and even an insurability crisis, according to a report by the Climate Council. The biggest insurance risk is expected to come from riverine flooding, followed by bushfires and surface-water flooding. “As the risk of being affected by extreme weather events is increasing, insurers

How much deposit do I need? Should I go it alone or use a mortgage broker? How do I know if I’m buying the right property? For many people, buying a property for the first time can be like taking a step in the dark. There are a lot of different factors to consider and

This is the eighth month in a row we have said “The Reserve Bank of Australia (RBA) has increased the cash rate”. In its final meeting for 2022, the bank increased the rate from 2.85% to 3.1% in its ongoing bid to cool rising inflation. This is 3% higher than the start of the year,